Privacy & Policy

Last Updated: January 25, 2025 

1. Introduction This Privacy Policy describes how we collect, use, and share your personal information when you use our website and application (the "Service"). 

2. Information We Collect 

# 2.1 Information You Provide
- Account information (name, email, password)
- Profile information
- Communication and feedback
- Payment information
- Content you submit 

# 2.2 Automatically Collected Information
- Device information
- Log data
- Usage information
- Location data
- Cookies and tracking technologies 

3. How We Use Your Information. We use your information to:
- Provide and maintain the Service
- Process transactions
- Send notifications and updates
- Improve and personalize the Service
- Analyze usage patterns
- Prevent fraud and ensure security
- Comply with legal obligations 

4. Information Sharing and Disclosure 

# 4.1 We Share Information With:
- Service providers and partners
- Legal authorities when required
- Business transferees during mergers/acquisitions
- Other users (based on your privacy settings)

# 4.2 We Do Not Sell Personal Information 

5. Data Storage and Security

We implement appropriate security measures to protect your information. Data is stored in [location] and retained for [duration].

6. Your Rights and Choices You have the right to
- Access your personal information
- Correct inaccurate data
- Request deletion
- Object to processing
- Export your data
- Opt-out of marketing communications
- Control cookie preferences 

7. Children's Privacy 
We do not knowingly collect information from children under 13. Parents can request deletion of children's information. 

8. International Data Transfers 

We may transfer data internationally. Transfers comply with applicable data protection laws. 

9. Third-Party Services 

Our Service may contain links to third-party websites. We are not responsible for their privacy practices. 

10. Changes to This Policy 
We may update this Privacy Policy. We will notify you of material changes via email or Service notification. 

11. California Privacy Rights California residents have additional rights under CCPA:
- Right to know what personal information is collected
- Right to delete personal information
- Right to opt-out of personal information sales
- Right to non-discrimination

12. GDPR Compliance For EU/EEA users, we comply with GDPR requirements:
- Legal basis for processing
- Data transfer safeguards
- Data Protection Officer contact
- Right to lodge complaints 

13. Contact Us 
Questions about this Privacy Policy: [contact information] 

14. Cookie Policy 

# 14.1 Types of Cookies We Use
- Essential cookies
- Functional cookies
- Analytics cookies
- Advertising cookies 

# 14.2 Cookie Management Instructions for managing cookie preferences in browser settings. 

15. Data Retention We retain personal information for [duration] or as required by law. Deleted data may be retained in backups. 

Terms of Use  

Last Updated: January 25, 2025 

1. Acceptance of Terms By accessing and using this website and application (the "Service"), you accept and agree to be bound by these Terms of Use("Terms"). If you disagree with any part of these terms, you may not access the Service.  2. Changes to Terms We reserve the right to modify these Terms at any time. We will notify users of any changes by updating the "Last Updated" date. Your continued use of the Service constitutes acceptance of modified Terms.  3. User Account # 3.1 Registration You may need to create an account to use certain features. You must provide accurate, current, and complete information during registration. # 3.2 Account Security You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account. # 3.3 Account Termination We reserve the right to suspend or terminate accounts for violations of these Terms or for any other reason at our sole discretion.  4. Acceptable Use # 4.1 Prohibited Activities You agree not to:- Use the Service for any illegal purpose- Violate any laws or regulations- Impersonate others or provide false information- Interfere with the Service's operation- Upload malicious code or content- Attempt to gain unauthorized access- Harass, abuse, or harm others # 4.2 Content Guidelines Users may not post content that is:- Illegal, fraudulent, or misleading- Infringing on intellectual property rights- Defamatory, obscene, or offensive- Invasive of privacy- Promoting hatred or discrimination  5. Intellectual Property # 5.1 Our Property The Service and its original content, features, and functionality are owned by us and protected by international copyright, trademark, and other intellectual property laws. # 5.2 User Content You retain ownership of content you submit. By submitting content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and distribute the content.  6. Privacy and Data Protection Your use of the Service is also governed by our Privacy Policy. By using the Service, you consent to our collection and use of information as detailed in the Privacy Policy.  7. Third-Party Links The Service may contain links to third-party websites. We are not responsible for third-party content, privacy policies, or practices.  8. Disclaimer of Warranties The Service is provided "as is" without warranties of any kind, either express or implied, including but not limited to merchantability and fitness for a particular purpose.  9. Limitation of Liability We shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use the Service.  10. Indemnification You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of the Service or violation of these Terms.  11. Governing Law These Terms shall be governed by and construed in accordance with the laws of [Jurisdiction], without regard to its conflict of law provisions.  12. Termination We may terminate or suspend access to the Service immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.  13. Contact Information For questions about these Terms, please contact us at[contact information].  14. Severability If any provision of these Terms is held to be unenforceable or invalid, such provision will be modified to the minimum extent necessary to make it valid and the remaining provisions will remain in full force and effect.  15. Entire Agreement These Terms constitute the entire agreement between you and us regarding the use of the Service, superseding any prior agreements.